Banking & Financial Services

The engineering behind banking’s next move

Industry expertise from day one

We build for

commercial and corporate lending, payments, digital banking, capital markets, asset and wealth management, risk and operations, credit unions.
Historic bank facade in warm sunlight

Our teams understand the products and processes behind payments, lending, accounts, trade finance, and risk. We can get straight to your challenge.

Modernize your systems, trust your data, put AI to work

In practiceParallel run

“We have an ISO 20022 deadline, and no one can say for certain what our legacy payments engine does.”

Legacy · MTMX-nativeMatch
MT103
pacs.008
MT940
camt.053
MT900
camt.054

Every result matches. Rollback criteria are defined. Ready to cut over.

Illustrative example

Modernize critical systems without stopping the bank

Aging cores make every change slower and costlier. We modernize inside a live banking environment, so the bank keeps running while the platform changes.

Legacy discovery

Banking expertise grounded in the rules, products, exposures, and workflows specific to your lines.

Parallel-run migration

Old and new systems run side by side, reconciled automatically, with defined rollback.

ISO 20022 readiness

Payments and accounts built natively MX-ready, including pacs/camt messages and MT-to-MX migration.

Trade finance automation

Letters of credit, guarantees, and collections move from paper to traceable workflows.

Fee and charges framework

Fees calculated automatically under agreed terms, with less leakage.

Automated regression testing

Customer, payment, loan, and account workflows tested with ready-made suites and golden datasets.

Artizent-built, ready on day one

Put AI to work with people in control

AI needs trusted data, business context, and clear controls to deliver value in banking. We start with the decisions that matter most, define what each decision requires, then choose the right AI approach.

In practiceParallel run

“Which of these customers should we worry about next quarter, and what should the relationship manager do about it?”

A scoring model flags rising risk on one account.

Halden Logistics
Commercial · Midwest
Meridian Fabrication Co.
Commercial · Northeast
Ostrander Foods
Commercial · South
Pell & Ward Retail
Commercial · West
Early warning · Rising exposure

Agents powered
by Astra

Astra helps teams design and deploy agents without starting from scratch. Pre-call briefs for relationship managers. Pricing and document checks for loan officers, during the conversation.

Explore Astra

faster from agent design to deployment

less manual oversight

Partners that bring systems, data, and AI together

Insurity

Connect and curate data across banking systems for modernization, analytics, and AI.

Databricks

Unify and govern financial data for analytics, decision-making, and AI.

Microsoft Fabric

Connect operational data for reporting, analytics, and AI.

See all partners

Results from the work

Case study illustration: 40+ digital banking apps moved from on-prem to Azure, built AI native
Banking

40+ digital banking apps moved from on-prem to Azure, built AI native

A full digital banking estate, 40+ applications running on aging on prem infrastructure, was migrated to Azure using AI native development on Astra Engineering, cutting the time and cost a migration this size would normally take.

$6–10M ANNUAL SAVINGS / 30–35% LOWER MIGRATION COST
Learn more
Umbrella sheltering a shield and bar chart, illustrating protected lending and financial growth.
Banking

Three AI models turn a credit union's dormant data into smarter decisions

Smarter targeting, sharper loan decisions, and earlier warning signs on member risk, all built from data the credit union already had.

25% LOWER COST PER APPROVED LOAN / 20% REDUCTION IN DELINQUENCY TO CHARGE OFF
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Tangled connections becoming a single clear path, illustrating simplified identity and access management.
Banking

A single platform for Identity and Access Management analytics, recertification, and SoD governance

A single solution replaced the multiple systems the firm had used for identity management, recertification, reporting, and Segregation of Duties (SoD) governance.

HIGHLY CUSTOM RECERT CAMPAIGNS / >95% ACCURACY IN SOD DETECTION
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Start with what
needs to change

A critical platform. Fragmented data. An AI use case ready to move beyond a pilot. Tell us which priority matters most, and we’ll help you put the right expertise and technology behind it.

Let’s get to work